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$640,000

($391,821 down)
VA

1346 W Willetta Street, Phoenix, AZ 85007

4
2
1,626 sqft
PITI Monthly
$1,495.96 /mo

Listing courtesy of: Vickie Ann McDermott, AZArchitecture/Jarson & Jarson

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,132 /mo
$1,840 /mo

What's Special

SERENE
DINING
PATIO
IRRIGATION SYSTEM
SAFE
HISTORIC

This home has so many buyer advantages. Priced below recent appraisal! Qualifies for Community Fund Lending lowering your interest rate OR up to $6500 toward buyer closing costs from preferred lending partners! This home has a great floorplan and bright, natural light streaming into every room, this beautiful 1929 Spanish Colonial Revival in the FQ Story Historic District showcases vintage Phoenix at its finest! You'll find a neutral palette throughout, with 4 beds, 2 baths, dining room, dine-in kitchen, interior laundry room, and generous closet/storage spaces. The 2 bed/1 bath on one side would be perfect as primary suite bed/bath w/nursery or large dressing room - also ideal as roomy in-law suite with private entrance. Close to great restaurants and easy access to freeways. Parking front and rear with a large attached/covered rear carport completely enclosed within property and custom 2023 rear remote gate. Some interior steps. UPGRADES include: 2 newer split HVAC units, ceiling fans in all bedrooms and kitchen, 2022 water heater, 2018 washer/gas dryer, front/rear irrigation system with 2024 timer, owned security system, 2023 exterior painted, 2024 interior paint, 2023 exterior awnings/window sun drapes, 2019 flat roof elastomeric coating, 2024 window treatments, all kitchen cabinets w/child-safe closures, 2024 rear drive refinished, and 2 large storage sheds. The property is private and serene, bordered in front by "green fencing" hedge, a front patio accessed via French doors, and fully enclosed backyard with a flagstone patio. Easy to maintain landscaping front and rear. Complete service records provided to new owner. Close to vibrant restaurants, many cultural venues and convenient to all valley freeways/airport/medical facilities. This is quintessential historic neighborhood living in the highly desirable FQ Story!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,495.96/mo
Estimated Loan Balance
$249,244
Cash to close
$391,821
Interest Paid
$33,120

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Tile, Foam, Rolled/Hot Mop
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Tile, Foam, Rolled/Hot Mop
Condition
  • Year Built: 1930
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Story Addition Plat B
  • Features: Historic District
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $393.6
  • Tax Annual Amount: $1764
  • On Market Date: 2024-11-04T14:20:01.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $391,821 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $391,821!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$248,179
Your Cash:$391,821
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,132/mo
Traditional @ 7.5%
$1,908/mo
You save $776/month ($9,312/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6779479

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T23:12:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,132 /mo
$1,840 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $391,821 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $391,821!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$248,179
Your Cash:$391,821
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,132/mo
Traditional @ 7.5%
$1,908/mo
You save $776/month ($9,312/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.