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$405,000

($119,896 down)
FHA

2326 E Evans Drive, Phoenix, AZ 85022

2
2
1,398 sqft
PITI Monthly
$1,750.68 /mo

Listing courtesy of: Stephanie Moser, Resident Realty

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,292 /mo
$2,076 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
PATIO

This Beautiful 2 bedroom 2 bath home has 1398 sq ft with tall ceilings making the family room light and bright with wood burning fireplace. New vinyl plank flooring in August 2021 and new carpeting in bedrooms. Master bedroom is large with tall ceilings and sliding door out to back patio area.Master Bath is spacious with ample closet space. Bedrooms are split for privacy. Kitchen has lots of cabinets, eat in dining area and BRAND NEW Samsung Oven (1/2024). Back patio is maintenance-free with astroturf and beautiful lush vines. Located in PV School District

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,750.68/mo
Estimated Loan Balance
$333,848
Cash to close
$119,896
Interest Paid
$32,293

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Built-Up
Condition
  • Year Built: 1981
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: Montierra At Shadow Mountain
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Shadow Mountain Vill
  • HOA Amenities: Unknown
  • HOA Fee: $68.78
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $289.7
  • Tax Annual Amount: $1087
  • On Market Date: 2024-11-25T00:00:00.000Z
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Apply to Assume

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Savings Calculator

Current cash to close is $119,896 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $119,896!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$285,104
Your Cash$119,896
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,292/mo
Traditional @ 7.5%
$2,153/mo
You save $861/month ($10,329/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6787660

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-04T16:22:32.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,292 /mo
$2,076 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,896 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $119,896!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$285,104
Your Cash$119,896
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,292/mo
Traditional @ 7.5%
$2,153/mo
You save $861/month ($10,329/year)

*Secondary financing rates are an estimated value based on input

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.